AI-powered100% privateFree forever

Stop wondering where
your money goes

A desktop app that reads your bank statements, categorizes every transaction with AI, and finds subscriptions you forgot about. Works with any bank. Your data never leaves your computer.

Star on GitHub
Also available forWindowsLinux
Any bankif you have a PDF or CSV, it works
0accounts or signups needed
100%of your data stays on your computer
$0cost forever — fully open source
30 secto import your first statement
Any bankif you have a PDF or CSV, it works
0accounts or signups needed
100%of your data stays on your computer
$0cost forever — fully open source
30 secto import your first statement
Any bankif you have a PDF or CSV, it works
0accounts or signups needed
100%of your data stays on your computer
$0cost forever — fully open source
30 secto import your first statement
Any bankif you have a PDF or CSV, it works
0accounts or signups needed
100%of your data stays on your computer
$0cost forever — fully open source
30 secto import your first statement

If your bank gives you a PDF or CSV, it works

HDFC BankICICI BankSBIAxis BankKotakHSBCAmexZerodhaGrowwVested
The Problem

Where did that ₹12,000 go?

You check your balance. It's lower than expected. Again. Somewhere between 4 bank apps and a forgotten spreadsheet, you lost track.

4 apps, zero clarity

HDFC for savings, ICICI credit card, Zerodha for stocks, Groww for MFs. Good luck getting the full picture.

Spreadsheets from 2023

You started tracking expenses once. It lasted 3 weeks. Now it mocks you from Google Drive.

Free apps sell your data

That 'free' finance app? They know your salary, rent, and shopping habits. And they're selling it.

The Solution

One app. Complete clarity

Upload any statement

PDF, CSV, Excel — from any bank in the world. AI extracts every transaction, categorizes it automatically, and builds your complete financial picture.

HDFC BankICICI BankSBIAxis BankKotakHSBC+ any bank

Smart categorization

AI categorizes every transaction automatically. Create custom categories with your own rules.

Find hidden subscriptions

Automatically detects recurring charges. See exactly what you're paying for every month.

Track all your investments

Stocks, mutual funds, PPF, EPF — see your complete portfolio in one place. Import from any broker and track your real net worth.

ZerodhaGrowwVestedEPFMFCentral+more

Track loan progress

Automatically links your EMI payments to loans. See exactly how much you've paid off.

Ask anything

'How much did I spend on food?' Chat with AI about your finances or upload documents to get answers.

Family finances

Create profiles for each family member. See individual or combined views.

See It In Action

Beautiful, powerful, yours

Dashboard
Ask Penny
Transactions
Subscriptions

Get a complete overview of your finances at a glance

Built Different

You control everything

Runs entirely on your computer. Use your own AI — OpenAI, Claude, Gemini, or run completely offline with Ollama.

Runs on your computer

A real desktop app. No cloud. No sync. Your finances stay on your machine.

Use your own AI

Connect OpenAI, Claude, or Gemini with your API key. Or go fully offline with Ollama.

No middlemen

Your data goes directly to your chosen AI provider. We never see it.

Free and open source

No trials, no premium tiers. Audit the code, fork it, make it yours.

Get Started

Three steps to clarity

Step 1

Download & Install

One-click install for macOS, Windows, or Linux. No account needed.

Step 2

Drop Your Statements

PDF, CSV, Excel — from any bank. AI reads and categorizes everything automatically.

Step 3

See Everything

Where your money went, forgotten subscriptions, spending trends — all in one place.

Moneywright

Ready to take control?

Download, import your first statement, and finally see where your money goes.

Free foreverNo accountWorks offline